Personal Loan

 

Title Norms
Name of  Scheme
  1. Navratri Personal Loan Scheme
Amount  of  Loan
  1. 100,000/- to 3,00,000/- as per Cibil
Type of Loan
  1. Unsecured
                                       Rate of Interest
  1. 12%  p.a 
Period of Loan
  1. 12 Months to 60 Months.
 Repayment of Loan
  1. Monthly.
Guarantor
  1. One well worthy guarantors/Spouse.
Charges
  1. 3% Shares, 1% Management Charge, 1% Processing Fee + GST.
Documentation
  1. Gumasta License for Business Man.
  2. Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor.
  3. Income proof a) or b) as applicable.
  1. Salaried person : salary slips for last 3 months or ITR/Form 16 for last 3 years and bank account statement.
  2. Businessman/Professional/self employed: last three years audited profit & loss account and balance sheet, ITR with computation of income for last 3 years and Bank account statement for last 3 months. Documents for creating Mortgage as per list provided by bank.